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Should the financial crisis and the Great Recession lead to yet another major reassessment, to another intellectual revolution? The contributors discuss the complex role of the financial sector, the relative roles of monetary and fiscal policy, the limits of monetary policy to address financial stability, the need for fiscal policy to play a more active role in stabilization, and the relative roles of financial regulation and macroprudential tools. In the Great Recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues.
The general message is a warning against going back to precrisis ways—to narrow inflation targeting, little use of fiscal policy for stabilization, and insufficient financial regulation. For years after the financial crisis, the outlook for many small businesses was bleak.
New streams of data have the power to illuminate the opaque nature of a small business’s finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders.
Mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the American Dream. Loomis, editors This book provides the first comprehensive economic valuation of US National Parks (including Monuments, Seashores, Lakeshores, Recreation Areas, Historic sites) and National Park Service (NPS) Programs. The framework covers many benefits provided by NPS units and programs, including on-site visitation, carbon sequestration and intellectual property such as in education curricula and filming of movies/TV shows, with case studies of each included.
; Missed Opportunities: Years of Suspicion, Brief Viable Trust; Hope and History.
— Sheila Jasanoff Since the discovery of the structure of DNA and the birth of the genetic age, a powerful vocabulary has emerged to express science’s growing command over the matter of life.
Armed with knowledge of the code that governs all living things, biology and biotechnology are poised to edit, even rewrite, the texts of life to correct nature’s mistakes.
Yet, how far should the capacity to manipulate what life is at the molecular level authorize science to define what life is for?
By 2020, for the first time in history, the number of people aged 65 and over will outnumber children aged five and under.
But our systems are lagging woefully behind this new reality.